Tuesday, October 7, 2014

Savings the Easy Way

Let me share with you how I am saving a little money here lately.

I like coupons.  We get 2 weekend papers that I get coupons from as well as printing them from online. I don't mind cutting them out.  I love saving a little money.  So when I can combine coupons with other savings I'm pretty darn excited.

There are three apps that I have been using for the last couple of months.  Well, one of the three I just started using.  

The first one (and my favorite-as I shop a Wal-Mart way. too. much)  is one you have probably heard of if you ever shop at Wal-Mart-Savings Catcher.  They were promoting it pretty heavily a couple of month ago and now I am seeing it in their ads and more.

I got the app for my iPhone and it's so easy to use.  Just open the app and click on "Scan a Receipt" and it very quickly and easily finds the Q code and you're done.  The the app goes to work!  It does the comparison pricing for you! It will compare the Wal-Mart price to local competitor advertised prices and when a lower price is found, it will give your the difference.  You can cash out for an e-gift card to it will send you an e-mail that you can print and give to the cashier in the store.  I redeemed my first $9.20 for an e-gift card and applied it to my online Wal-Mart account.  When I accumulate a little more than my current $3.39 I plan to try to print out the e-mail and use it on my next shopping trip.

The second is  my next fave-Checkout 51. 

I like this one because you can get money back on fresh fruit.  I sure never can find a coupon for that!  It takes a little more effort than Wal-Mart's Savings Catcher but so far I have $10.50 in my account.  You simply upload your receipt by taking a picture (or more than one picture if it is a 2 footer like mine usually are!)  You receipt is processed fairly quickly with this app-usually within a couple of hours.  For this one you have to wait until your account reaches $20 and then they will send you a check.

The third one I have only been using a couple of weeks so I only have $1.50.  It is the Ibotta app. 

 It is categorized first by type, then by store.  I've been using the grocery portion and then Wal-Mart.  It also have restaurants and apparel and more.  It also has Target and more in the grocery section.  And like the Checkout 51, I can get back money on things like milk, eggs, and fruit, which are not normally coupon friendly items.  This one takes a little bit of effort-you have to first scan the bar code on the product and then scan your receipt. This one has a $5.00 balance requirement before you can cash out and I plan to apply my savings directly into my PayPal account.

So with a little bit of effort I have saved a total of $24.59!!!  Not bad for a little effort.

Add this to my coupon savings and I feel like I am doing what I can to shave a little off of the mega amounts of money I spend at the store.  Hey-every little bit helps right?!